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Medicare Blue Medicare Supplement SM For beneficiaries enrolled in Medicare Part B Choose the plan that's right for you See the doctor you want Value-added discounts Control of your care Savings and peace of mind Medicare only covers a portion of your medical costs. Blue Cross and Blue Shield of North Carolina® offers dependable Medicare supplemental plans for people age 65 and older, so you can stop worrying about the costs that Medicare doesn't cover. BCBSNC offers nine Blue Medicare Supplement SM plans so you can choose one that best fits your needs and your budget. Wide selection of plans Protection against unexpected events A local company you can trust BCBSNC is North Carolina 's largest Medicare supplemental insurer 1 , is the only Medicare supplemental insurer based right here in North Carolina , and has more than 70 years of experience in the health care industry. North Carolina 's largest Medicare supplemental insurer Coverage from the #1 health care brand in America 2 See the doctor YOU want Whichever Blue Medicare Supplement SM plan you choose, you can select your own doctor and visit any Medicare-participating hospital. In most cases, your Part A and Part B Medicare claims and supplemental claims will be handled automatically by Blue Cross and Blue Shield of North Carolina®. It's that easy. Choice of doctors Easy to use, no claims to file Value-added discounts In addition, you'll have access to Blue Values SM , the BCBSNC family of value-added programs 3 at no extra cost. You'll be eligible for discounts of up to [60%] on health related products and services, such as eyeglasses, hearing aids, and more. You can also earn prizes for being physically active. 1 Based on 2006 NC Department of Insurance rate filings for leading competitors. 2 Brand Strength Measure Survey, Synovate, Inc. [2004-2006]; Harris Interactive® Brand and Reputation Practice EquiTrend® Brand Study, Spring 2004, Financial Services/Insurance Brands, Table 4: www.harrisinteractive.com/news/allnewsbydate.asp?NewsID=818. 3 The Blue Values program may change or be discontinued at any time. BCBSNC does not profit from this program. BCBSNC provides this program for your convenience and is not liable in any way for the goods and services received. These programs are not part of your policy or benefits, but are value-added discounts available for your use. ®, SM Marks of the Blue Cross and Blue Association U4093, 8/07 Discounts on eyeglasses, hearing aids and more! Exclusive to BCBSNC members Incentives for early enrollment Lock in your entry age There are huge advantages to enrolling in Blue Medicare Supplement SM coverage within the first six months of enrolling in Medicare Part B. When you enroll, you lock in your entry age forever. Rate adjustments will be made only due to medical inflation or claims experience. 4 So, if you enroll when you're 65, you'll always pay the rate of a 65-year old, even when you're 80! Lock in your entry age Predictable costs No waiting periods If you enroll early you may be eligible for this plan without medical underwriting and waiting periods for pre-existing conditions. Pre-existing conditions are conditions for which medical advice was given or treatment was recommended by or received from a physician within six months before the effective date of coverage. If you wait until after the deadline to enroll, you may have a waiting period for preexisting conditions No medical underwriting No waiting periods for pre-existing conditions Guaranteed acceptance by enrolling early You cannot be turned down for Blue Medicare Supplement SM with BCBSNC if you meet all of the following: You are age 65 or older or under age 65 and are eligible for Medicare by reason of disability (Plans A, C, and J) You enroll within 6 months of enrolling in Medicare Part B You are not covered by certain Medicaid programs You are a resident of North Carolina 4 Rates are subject to change but you alone will not be singled out for premium increases based on your health or age. Any change in your rate will be preceded by a 30-day notice and is guaranteed for 12 months. When you enroll you will lock in your entry age as long as you stay in the Blue Medicare Supplement SM plan that you chose. U4093, 8/07 |
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